Contractor Equipment Insurance

Protect excavators, skid steers, bulldozers, contractor tools, trailers, and heavy equipment with customized inland marine and contractor equipment insurance coverage.

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Equipment We Help Insure

Excavators

Coverage for owned, financed, leased, and rented excavators.

Skid Steers

Protect skid steers against theft, rollover, and jobsite damage.

Bulldozers

Heavy equipment insurance solutions built for contractors.

Contractor Tools

Coverage for tools, generators, compressors, and portable equipment.

Trailers

Insure equipment trailers and transported machinery.

Rented Equipment

Coverage options for rented and leased contractor equipment.

Why Contractors Need Equipment Insurance

Contractor equipment is exposed to theft, vandalism, rollover accidents, transport damage, fires, and jobsite losses every day. Standard commercial auto or general liability policies often do not fully protect contractor equipment and mobile machinery.

Inland marine insurance and contractor equipment coverage can help protect excavators, skid steers, bulldozers, loaders, trailers, and tools whether they are on the jobsite, being transported, or temporarily stored.

Industries We Help

Excavation Contractors Utility Contractors Concrete Contractors Landscaping Companies Site Prep Crews Dirt Movers Logging Contractors Grading Contractors

Request Your Free Contractor Equipment Insurance Quote

By clicking “Request My Free Quote,” you consent to be contacted by The Partners Group and its representatives by phone call, text message, and email regarding insurance products and services, including through the use of automatic telephone dialing systems and prerecorded messages, even if your phone number is on a federal or state Do Not Call list. Consent is not required as a condition of purchase.

Frequently Asked Questions

Does contractor equipment insurance cover theft?

Many contractor equipment policies provide protection against theft and vandalism depending on the policy structure and coverage selected.

What is inland marine insurance?

Inland marine insurance helps protect contractor tools and equipment while being transported, stored, or used away from a fixed location.

Can rented equipment be insured?

Yes. Many contractors add coverage for rented or leased equipment to help protect against expensive losses.

Does equipment insurance cover transport damage?

Coverage may apply while equipment is being transported depending on policy terms and conditions.

Contractor Equipment Insurance Coverage

Contractor equipment insurance helps protect construction equipment, mobile machinery, tools, trailers, and heavy equipment used by contractors, excavation companies, utility contractors, and landscaping businesses.

Policies can often be customized to help cover equipment against theft, vandalism, collision damage, fire, rollover losses, transport damage, and certain weather-related claims.

Coverage may apply to excavators, skid steers, bulldozers, compact track loaders, dump trailers, trenchers, generators, compressors, and other contractor equipment used on jobsites and while in transit.